• Did You Know? You Can Use Your Retirement Funds to Invest in Real Estate without tax penalty

  • Most investors think they have to cash out their IRA or 401(k) to invest in real estate, which would trigger taxes and penalties. The good news? You don’t have to!

  • With a Self-Directed IRA (SDIRA) or Solo 401(k), you can invest in: Real Estate (Residential, Commercial, Land) Mortgage Notes (1st and 2nd Position Loans) Private Lending (Earn Passive Income Tax-Free) Secured Real Estate Investments

  • The best part? Your investments grow tax-free or tax-deferred inside your retirement account, maximizing long-term wealth.

Grow your wealth with secured, high-yield real estate investments—tax-free, hassle-free, and backed by real assets.

  • Investing in real estate with your retirement funds is easier than you think. By using a Self-Directed IRA (SDIRA) or Solo 401(k), you can invest in real assets without triggering taxes or penalties.

    The first step is to open a Self-Directed IRA (SDIRA) or Solo 401(k) with a reputable custodian. This allows you to move funds from your traditional IRA or employer-sponsored 401(k) into an account that gives you full control over your investment choices.

    Once your SDIRA is set up, you can transfer funds from your existing retirement account without facing any tax consequences or early withdrawal penalties. These funds can then be used to invest in income-generating assets such as real estate, private lending, or first and second position loans.

    After your funds are transferred, you can direct your SDIRA to invest in high-yield opportunities such as rental properties, private notes, or secured real estate-backed loans. Since all earnings flow back into your retirement account, your investment grows tax-free or tax-deferred, maximizing long-term wealth potential.

  • If you don’t already have a Self-Directed IRA, you can set one up with a trusted custodian. Some of the top options include:

  • At Summit Equity Enterprises, we specialize in real estate-backed investments that provide strong returns while ensuring risk mitigation and asset protection. Whether you are looking to diversify your portfolio or create long-term passive income, we offer opportunities that align with your financial goals.

    Some of the key benefits of investing with us include:

    • High-yield real estate opportunities

    • Secured investments in first and second position loans

    • Passive income without stock market volatility

    • Strict due diligence and risk management on every deal

  • For investors looking for a passive income strategy, private lending through first and second position loans offers a way to earn steady, predictable returns while your capital is secured by real estate.

    A first position loan refers to the primary mortgage on a property. In the event of a default, the first position lender is repaid before any other creditors. This makes it the safest form of real estate lending.

    A second position loan is a secondary loan secured against the property, meaning it is repaid after the first position loan. While second position loans carry slightly more risk, they also offer higher returns.

  • Investing in first and second position loans provides several advantages:

    • Earn steady monthly income backed by real estate

    • Diversify your portfolio outside of stocks and bonds

    • Use your IRA or 401(k) to invest tax-free or tax-deferred

    • We identify secure, real estate-backed loan opportunities.

    • You fund a first or second position loan using your SDIRA, 401(k), or cash.

    • You receive monthly interest payments, which compound tax-free inside your retirement account.

  • Take control of your retirement and invest smarter today.

    No tax penalties. No stock market swings. Just smart real estate investing.

  • Summit Equity Enterprises LLC is not a registered financial advisor, tax professional, or legal consultant. The information provided on this website and in any communications is for educational and informational purposes only and should not be construed as financial, investment, or legal advice. Investors should conduct their own due diligence and consult with a qualified financial advisor, CPA, or attorney before making any investment decisions.

    All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results, and Summit Equity Enterprises LLC makes no guarantees or representations regarding potential returns or outcomes. Any projections, forecasts, or investment opportunities mentioned are based on available information and market conditions at the time but are subject to change without notice.

    By engaging with Summit Equity Enterprises LLC or participating in any investment opportunities, you acknowledge and agree that you assume full responsibility for your investment decisions and hold Summit Equity Enterprises LLC, its affiliates, officers, employees, and representatives harmless from any claims, losses, damages, or liabilities arising from your investment activities.

    Summit Equity Enterprises LLC does not provide tax or legal advice. Investors using Self-Directed IRAs (SDIRA) or 401(k) funds should consult with a qualified SDIRA custodian or tax professional to ensure compliance with IRS regulations and avoid any prohibited transactions.

    By accessing this website and engaging in investment opportunities with Summit Equity Enterprises LLC, you agree to indemnify and release Summit Equity Enterprises LLC from any liability or legal claims related to investment performance, financial outcomes, or regulatory matters.

    Invest wisely. Do your due diligence. Seek professional guidance.

    Take the first step and climb the summit to reach new heights!